Loans are available from federal or private sources. Federal loans offer low interest rates and forgiving payment schedules. If your needs aren't fully met by federal programs or scholarships, commercial banks can provide additional assistance although it frequently comes with high interest rates.
Federal Educational Loan Programs
The following Federal loan programs are available. As with all Federal programs, students must complete the FAFSA (Free Application for Federal Student Aid).
Alternative Educational Loans
Alternative or private student loans are funded by lenders such as banks and credit unions. Federal loans are preferred, however, if you have exhausted that option you can turn to the private sector for additional loans. These loans are made to the student, based on credit approval and other factors. Do your homework and get the facts. Information on these types of loans, along with some rates from our preferred lenders is provided:
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