Disability Insurance

Disability Insurance

Effective January 1, 2011, Saint Mary’s College provides disability insurance through Lincoln Financial Group.

Long Term Disability Policy Number - 01-0134730
Short Term Disability Policy Number - 40-00020000-02764
Customer Number – 800-423-2765
Web Site – www.jpfic.com

Full-time employees are covered immediately by fully paid long term disability insurance (LTD). Coverage provides disability income payments which equal 60% of base salary up to a maximum limit as defined in the summary plan description booklet. Payments commence on the first day of the next month following a period of disability. The amount of the disability income payment is offset by the individual's social security disability payment, worker's compensation payment, and any payment received from another employer financed disability plan.

Active employees who work at least 32 hours per week on a regularly scheduled basis may participate in a short term disability insurance (STD) program. The cost for participation is paid fully by the employee. STD pays a benefit of 60% of earnings, up to a maximum of $1,000 per week. Benefits begin on the 1st day of a disability due to an accident or on the 8th day of a disability due to sickness. The maximum length of benefit payment is 26 weeks.

For your convenience you may download and print the following information and forms. Copies are also available in the Human Resources Office.

Certificate of Coverage – Long Term Disability - Please view this document for information pertaining to the LTD plan.

Certificate of Coverage – Short Term Disability - Please view this document for information pertaining to the STD plan.

Enrollment Form - Please use this form to enroll in LTD & STD.

Claim Form – LTD - Please use this form to apply for Long Term Disability benefits.

Claim Form – STD - Please use this form to apply for Short Term Disability benefits.

Attending Physician Claim Form - LTD - Please have your physician complete this form when applying for Long Term Disability benefits.

Attending Physician Claim Form - STD - Please have your physician complete this form when applying for Short Term Disability benefits.