Financial Aid

Part of what makes Saint Mary’s so special is the personal attention our students receive, and that extends to our Financial Aid Office. We’ve demystified the financial aid process by providing simple steps for each type of student: new, returning, or international. In addition to these straightforward steps, our Financial Aid staff is available to answer questions and to provide assistance. 

Want to be sure you have completed a step?  Check the status of your aid online.

New students

+Step 1 (Complete as soon as possible, by March 1)

1. Apply for Admission


2. Apply for your Federal Student Aid ID (FSA ID).

  • The FSA ID serves as an electronic signature and provides access to an individual’s personal information in various U.S. Department of Education systems.
  • The student and the parent will each need an individual FSA ID
  • Use the same FSA ID number each year
  • The parent will only have one FSA ID, regardless of how many children are applying for aid.

3. Complete the Free Application for Federal Student Aid (FAFSA), available beginning January 1.

  • Complete the FAFSA Between January 1st and March 1st
  • Saint Mary's code is 001836.

+Step 2 (Complete by May 15)

Receive the Financial Aid award letter.

  • If the application has been selected for a verification review (see below) the offer will be an estimate of eligibility. A final award letter will be sent once the verification process has been completed.

If requested by Financial Aid, submit the following verification documents no later than May 15th:

  • Official tax data from the IRS for both the student and parent(s). There are two ways to get this to us.  Either request Tax Transcripts from the IRS (for both student and parent(s)), or correct the FAFSA by logging back into www.fafsa.gov and transfering data from the IRS tax returns to the FAFSA.
  • Copies of all W2s (or K-1's, Schedule C) for the student and parent(s).
  • Verification Worksheet.
  • Log into PRISM to learn what documents have been requested from you.

+Step 3 (Complete by August 1)

1. Complete paperwork for Direct and Parent PLUS Loans after May 1st but before August 1st, if applicable


2. Notify the Financial Aid Office of any other aid the student will receive, if applicable

3. The student will receive the bill for fall semester in July via email to her SMC email account.

  • Make payment arrangements for any remaining balance.
  • Note: This bill is for the fall semester only and does not incorporate spring charges/aid.

4. If needed, sign up for the payment plan by August 15. It is to your advantage to complete paperwork for all loans and aid (e.g., 529 plans, etc.) before sigining up for a payment plan. 


    +Step 4 (Complete by August 30)

    Take steps to secure a student job in August.


    +Step 5 (Complete by December 31)

    Receive the bill for spring semester in December.

    • Subtract the financial aid from the amount due.
    • Make payment arrangements for any remaining balance.

    Returning Students

    +Step 1 (Complete as soon as possible, by March 1)

    1. If you have a Saint Mary’s Grant or a Saint Mary’s endowed scholarship, to renew that award complete the College Board PROFILE application before March 1st .

    • The Profile is available beginning in October.
    • Saint Mary's code is 1702.
    • There is a small fee for this application.

    2. Complete the Free Application for Federal Student Aid (FAFSA), available beginning January 1.

    • Complete the FAFSA between January 1st and March 1st.
    • Saint Mary's code is 001836.
    • If you have not yet linked your old PIN to the new FSA ID, eithe link your PIN now or create a new FSA ID.

    +Step 2 (Complete by May 15)

    If requested by Financial Aid, submit the following verification documents no later than May 15th:

    • Official tax data from the IRS for both the student and parent(s). There are two ways to get this to us.  Either request Tax Transcripts from the IRS (for both student and parent(s)), or correct the FAFSA by logging back into www.fafsa.gov and transfering data from the IRS tax returns to the FAFSA.
    • Copies of all W2s (or K-1's, Schedule C) for the student and parent(s).
    • Verification Worksheet.
    • Log into PRISM to learn what documents have been requested from you.

    +Step 3 (Complete by August 1)

    1. Receive the Financial Aid award letter in June.


    2. Log into PRISM to accept or decline the Federal Student Loans and/or Federal Work Study.


    3. If needed, parent should apply for Direct Parent PLUS Loans after May 1st but before August 1st.


    4. Notify the Financial Aid Office of any other aid the student will receive, if applicable.


    5. The student will receive the bill for fall semester in July via email to her SMC email account.

    • Make payment arrangements for any remaining balance.
    • Note: This bill is for the fall semester only and does not incorporate spring charges/aid.

    6. If needed, sign up for the payment plan by August 15. It is to your advantage to complete paperwork for all loans and aid (e.g., 529 plans) before signing up for the payment plan.


      +Step 4 (Complete by August 30)

      Take steps to secure a student job in August.


      +Step 5 (Complete by December 31)

      Receive the bill for spring semester in December.

      • Subtract the financial aid from the amount due.
      • Make payment arrangements for any remaining balance.

      International Students

      +Step 1 (Complete as soon as possible, by March 1)

      1. Apply for Admission


      2. Download and submit the Certification of Finances.


      +Step 2 (Complete by May 15)

      1. Receive the admission decision along with the financial aid notification


      2. Submit the $400 enrollment deposit


      3. Receive Form I-20 (Certification of Eligibility) from Saint Mary’s College so you can begin applying for a visa


      +Step 3 (Complete by August 1)

      If needed, sign up for the payment plan in August


      The student will receive the bill for fall semester in July via email to her SMC email account

      • Make payment arrangements for any remaining balance.
      • Note: This bill is for the fall semester only and does not incorporate spring charges/aid

      +Step 4 (Complete by August 30)

      Take steps to secure a student job in August


      +Step 5 (Complete by December 31)

      Receive the bill for spring semester in December.

      • Subtract the financial aid from the amount due.
      • Make payment arrangements for any remaining balance.