Saint Mary's College offers two (2) Preferred Provider Option (PPO) health insurance plans and a HDHP/HSA plan to all full-time employees. New hires have a 30-day election period to enroll. Benefits are available on a single or family plan basis. The family plan covers the employee’s spouse and her/his dependent children under the age of 26. If an employee declines coverage upon hire, enrollment can only occur during the annual open enrollment period or in the case of a qualifying event. The health insurance plan operates on our calendar year (January 1 - December 31), with open enrollment in early November with an effective date of January 1.