Educational Loans

Loans are available from federal or private sources. Federal loans offer low interest rates and flexible payment schedules. If your needs aren't fully met by federal programs or scholarships, commercial banks can provide additional assistance although it frequently comes with high interest rates.

Federal Educational Loan Programs

The following Federal loan programs are available. To qualify for Federal loans, students must complete the FAFSA (Free Application for Federal Student Aid).

• Federal Direct Student Loan
• Federal Direct Parent PLUS Loan

Alternative Educational Loans

Alternative or private student loans are funded by lenders such as banks and credit unions. While Federal loans are preferred; if you have exhausted that option you can turn to the private sector for additional loans. These loans are made to the student, based on credit approval and other factors, and usually require a co-signer. Do your homework and get the facts. Information on these types of loans, along with some rates from our preferred lenders is provided here.

Other Helpful Links:

• Check Your Loan Status in PRISM
• Entrance/Exit Counseling
• Federal Loan Repayment Plans